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You may be allowed by the creditor to have a co-signer sign the finance contract with you in order to make up for any deficiencies in your credit history. A co-signer assumes equal responsibility for the contract, and the account history will be reflected on the co-signers credit history as well. For this reason, you should exercise caution of asked to co-sign for someone else. Since many co-signers are eventually asked to repay the obligation, be sure you can afford to do so before agreeing to be someone's co-signer.
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We encourage you to educate yourself on vehicle financing by looking at the sections that we have offered below for a through understanding of the financing process works and your options and responsibilities. Click on each section for more information.
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